Up Close: In Search of a Real Estate SEO Company

Everyone's talking about Real Estate Search Engine Optimization (SEO) and the Midas touch of some SEO experts to convert a downtrodden real estate company, into an energized money-making machine, simply by featuring some keywords in its website's content, that work like mantras of success. How fast and how easy is it to make money in real estate, if one rides on the waves of search engine optimization? Is there money at all?

Some Real Estate companies basked in the able stewardship of seasoned SEO experts, thus, their experience is entirely different from those who chose to do their own SEO, or may have tried to get professional SEO help, but failed. The importance of partnering with the right SEO company, therefore, cannot be downplayed.

The influx of SEO companies and the number of Real Estate sites seeking their help register an impression that SEOs have the magic formula on how to compete successfully in the global market, by way of the internet. As Real Estate companies capture their winning streak over their competitors, through an optimized website that ranks high in various search engines, money reels in. The real challenge begins.

In the internet marketplace, securing a high ranking is not yet winning, staying on top of the rankings is. The cutting edge, therefore, is in hiring the services of a Real Estate SEO company or expert who knows SEO like the back of his hand. It could also help, if you, the real estate businessman, understands a trait of search engine optimization:

Search Engine Rankings are never permanent.

Hope for the best, but prepare for the worst. This can serve as your guiding principle when you enlist your site and your business in the crafty world of search engine optimization.

Search Engines operate by their special algorithm that ranks a website for a certain keyword. When algorithms are altered, naturally, your rank for a particular keyword is affected. Your rank can plummet, and so your chances of being seen by your potential buyers.

How do you avert this imminent danger?

Optimizing your website for different search engines is a smart move. The age-old wisdom of not putting your eggs in one basket applies to search engine optimization, as well.

An antidote to ranking failures due to alteration in algorithms is simply, again, to optimize. A Real Estate website that is highly optimized has a higher chance to survive any revamps in search engine algorithms because it can even out easily over a short period of time.

Major shakeup in search engines algorithms happen occasionally as a way of warding off spam sites. Even sites managed by the best SEO companies can fall off the high horse of search engines results.

Understanding this impermanence in search engine ranking and its probable effects on your site (and your real estate business), can now make you level expectations with your SEO company.

Your choosing of a dedicated Real Estate SEO program or service to jumpstart your site for the ranks is ideal for success. Choose a SEO company that commits for the long-term, not on casual, short-time deals. This will assure you of continuous support when you encounter problems with your site?s rankings.

Potential buyers are led to your web site easily by high search engine rankings. As high search engine rankings become your paramount goal, so is finding your Real Estate SEO company. One simply could not survive without the other.

Christiene Socorro C. Villanueva

Jump2Top - SEO Company

Christiene Socorro C. Villanueva - http://www.jump2top.com

Baby Jogging Strollers Get in Shape Again

There's no doubt about it -- having a baby changes your life. New parents often find that they have to give up some aspects of their lifestyle and may have trouble fitting in all their activities. Jogging, however, is one activity that can be continued after baby is born. Thanks to baby jogging strollers Mom and Dad can fit in their exercise routine by combining their jogging with an outing with baby.

A baby jogging stroller is instantly recognizable by its 3-wheel design. This makes it suitable for jogging over a wide variety of terrain while providing a comfortable ride for your child.

There are 2 basic styles of jogging strollers - swivel front wheel or fixed front wheel. A fixed wheel is easier for jogging. Less effort is needed for steering the stroller and more attention can be paid to the road and your child. On the other hand, strollers with swivel front wheels are much easier to manoeuvre in tight spots. If you want to take your jogging stroller to the shopping mall a swivel front wheel is more convenient.

Many companies offer strollers that allow the swivel front wheel to be locked in position. This offer the best of both worlds - when jogging the wheel can be fixed and when manoeuvring is important the wheel can be unlocked.

Jogging strollers are available in either single or double models. If you have twins or two toddlers the double models are ideal. Again there are 2 styles of double strollers - the seats can be positioned side-by-side or front and back. Some parents find that the front-back arrangement invites hair-pulling, kicking, and other bad behaviour so keep this in mind when choosing a stroller.

In either double or single strollers look for models with a reclining seat. If the seat fully reclines the stroller can be used with newborns although remember that you should not jog with children under the age of 6 months.

Other features to look for are storage areas (either underseat trays or pockets), parking brakes, folding mechanisms, and detachable wheels.

There are many jogging strollers to choose from, so consider your needs and you are sure to find a model that suits you and your child exactly!
About the Author

Anita, mother an inspired author of the
http://www.baby-strollers-guide.com/ and the

Free Anime Movies

The term Anime refers to Japanese animation movies, sometimes called as Japanimation. Japanese comics called Manga heavily influence Anime movies. They are made of bright colors and stylized images with variety of settings and storylines. They cater to a large and varied audience all over the world.



The term Japanimation preceded Anime but has now fallen to disuse. Earlier, in the1970?s and 1980?s the term was common. But in 1990?s, animation movies reached worldwide market, so Japanimation refers now only to domestic animation. In Europe, Japanese animation is also called as Manga after the Japanese comics.



Osamu Tezuka?s ?Astro Boy? in 1963 was the first popular Anime series. In the 1970?s the Japanese animation industry split from its Western roots and started unique genres like Giant Robots. The 1980?s saw a boom in anime production and 1990?s and 2000?s saw the rising popularity of anime in the overseas market. In 2003, Spirited Away won the Oscar for best animated feature.



Anime covers a wide range of genres like science fiction, romance, live action, fantasy, erotica, adventure, and even social commentary. Most Animes come in three formats-films, television series and original video animation. Films are released in theatres and have the highest budgets and the best video quality. Popular Anime films include Akira and Spirited Away. A television series is syndicated and broadcast on T.V. and an original animated video is similar to a made for TV movie.



There?s is a controversy around fan subs that are Animes subtitled by fans and released for download through Bit Torrent and distributed for free. Also problematic are bootleg versions of Animes from Southeast Asia.



Free Anime movies are available at a few sites that allow free downloads of several types of movies or are exclusively dedicated to Anime movies. For example, a new site called Anime Monarchy is a one-stop site for free shows like Pokemon and movie downloads like Kiki?s Delivery Service, Anime games and Anime lyrics. Besides these, Anime Collections.com, 1StopMovies.com and TV Central have free Anime movie downloads.

A Review of Camping Heaters

Have you done any camping recently? What have you been doing lately anyway? When we are talking about fighting with the wilderness, there are so many things we should get to make nature more welcoming and cozy. Actually this is how I personally feel about it. To make myself feel comfortable in the wilderness I need anything from water-proof tents, to portable showers, campfire grills and camping heaters. I could go on but what matters is for you to determine what is the one thing you cannot live without when it comes to that bout with the wilderness.

I couldn't survive without my knife. It might be a little old-school but a knife is a must for me. You can surely find online everything you need for a fun and exciting camping adventure. How often do you take camping trips? Do you venture off on a camping once a year or you do it all year round? I regret to say that nowadays for my family it has become an annual thing, though we used to do it much often before. Now it is extremely hard to get away from work, school and other family functions so that you can enjoy spending some time in the wilderness.

Personally I have never been taking lots of camping supplies, it is evident that we've added quite a lot to our backpacks these days. Of course, my wife is to take the blame for that as she doesn't really like being outdoors. When we take a camping trip I know she will certainly take one thing- her modern camping heater. Have you ever heard of this item before? The truth is that camping heaters have been on the market for a while. However, they were only used in ice fishing tents. Despite that, my wife has to have it when we are camping. She is definitely the cold-blooded in our family as she is always shivering while I am sweating.

Thus, we have to take all the right supplies for our camping trips. I have to admit that my wife has to take that camping heater also because I insist on having our camping during the autumn or the winter when the weather is pretty chilly. In case you are not aware of it, camping in the cooler seasons is the best. There are no bugs and no poison ivy. So, if you are planning a camping tour consider my advice. If you don't know what supplies you might need or where to get them from, just hop online and search the Internet for camping heaters, tents, portable showers and so on. Get online and find the best deals.
About the Author

Morgan Hamilton offers expert advice and great tips regarding all aspects concerning information. Get the information you are seeking now by visiting Camping Heaters

Science can be fun

In today's high-tech society it is important that children develop an interest in science at an early age and see that science is a part of our lives. By becoming comfortable with science at an early age, children can reap many long term benefits. Getting children interested in science does not take a lot of time and effort. Their natural curiosity will ease the way. Making it fun is the key element. The learning process in children happens through play. During play the world is not so threatening. Kids feel safe, secure and capable. They explore on their own. There is an old Chinese saying:
I hear and I forget.
I see and I remember
I do and I understand.
Information and knowledge gained from hands- on activities and self discovery remains in the long term memory.

There is no need for a special place or equipment for teaching science to kids. Most of the materials and equipment needed can be obtained in home, school, grocery store or local hardware store. Science activity can be carried out with a single kid or group of kids. It can be carried out whenever you want or wherever you want. For example when there is nothing to do and kids are bored. When the weather outside is not friendly. It can be carried out in the kitchen, in the garden, nature hikes, beach trips etc..

Science experiments in our house started in the kitchen. One day when I was baking cookies, my kids were helping. Curious as usual, they started asking questions. Why do we add sugar? Why do we add eggs? Why do we have to add baking powder? At that moment a bulb lighted in my head. We made some cookies without baking powder and compared. This became a hobby. We started experimenting with lot of things, sometimes purely on impulses. But we sure enjoyed that time. Some examples that quickly come to mind are: a) one day when we were folding laundry, some clothes had static. They made small cracking noises and stuck. We had fun learning and experimenting with lot of other things that produce static electricity. b) When we had gone to the beach we started talking about the sea/ocean water being salty and how salt is extracted from the sea water. Kids brought some sea water back home and placed it in sunlight in a shallow tray. In 2-3 days the water evaporated and they collected the salt crystals. The satisfaction in self discovery is incomparable. Without any prompting from me kids also experimented if saltwater freezes faster or tap water.

Looking at their interest, pretty soon me and my friend got together and started doing planned experiments with our children in a group setting. Kids enjoyed them and looked forward to the experiment days. Volcanoes and slimes were a lot of fun. When we did an experiment on coloring daisies, (white daisies if placed in colored water, pick up that color. In a few hours their petals start showing the color in the water) it did not end there. Pretty soon more flowers got experimented on and then came the question Why some flowers pick up colors faster than the others? One day while we were weeding in the garden we had an amusing finding. There were lots of Lady Bugs on one particular type of weed. That led us to the information on how and why certain bugs favor certain plants or animals. Similarly different kinds of rocks found in the garden piqued kids interest and we ended up doing a project on rocks.

I was happy to see that I had achieved what I was aiming for: 1) Questioning of observed events leading to finding information. 2) Promotion of independent thinking and reasoning process in the versatile young minds.

This first step Science is fun can be followed by the next more exciting step, where kids learn that Science is also an adventure and challenge. It often requires some detective work and it requires learning of a methodical step by step approach to solve problems. This approach is called The scientific method. The steps in a scientific method can be roughly outlined as follows. 1) If you have to solve a problem start by collecting data. Read books, talk to people, and make observations. 2) Brainstorm- Spend time looking over and understanding the information collected. Have discussions if you are working in a team. 3) Make predictions. 4) Design and carry out experiments. 5) Analyze your results and derive conclusions.

It is a lot more fun to do these activities in a group or as a team. Parents or friends can be very good companions. As kids grow up participation in science fairs can also bring a good learning experience.
So parents get involved with your kids science activities and share with them the excitement of being a scientist and an explorer. Kids will know that science can be fun. Once they get interested they will keep thinking, investigating and inventing for ever.

Dr.Kanchan Bodas
Editor
www.springboardmagazine.com

About the Author

What Are Your Car Seat Options

While it is easy to understand that small children belong in car safety seats, it can become a little confusing when one begins to look around at all of the options and consider weight limits. There are several models and brands of car safety seats available on the market today, each slightly different. The basic models are rear-facing, combination, front-facing and booster seats.

There are also seats for older children of around 60 pounds. A small child will be that weight around 9 years of age. Some models of car seats for younger children are for children of 20-25 pounds, while others can accommodate riders up to 10 pounds heavier.

The safest type of car seat to use for babies is rear facing. When selecting one for your baby, you should choose one with the higher weight limit for longer use.

A good guideline is to have the top of your child's head is within an inch of the top of the shell. It's good to remember that different angles are recommended for different ages. For newborns and young infants, a 45-degree maximum angle is recommended. Less recline is needed for older children with good head support.

Front-facing car seats should be used upright and with no recline. If you are going to use a front-facing car safety seat, choose a model with a five-point harness and front harness adjuster. The internal harness (the harness that is attached to the seat itself) in this type of seat should be used until the child is 40 pounds or until their shoulders are above the top harness slots. At this point, remove the internal harness from the seat and convert the seat to a booster for use with the automobile's lap and shoulder belt. It is vitally important that you use both types of belt or drive a car with combination belts.

If your child is over 40 pounds, you may want to consider purchasing a seat that is a booster only. It is just as important to properly install an older child's seat as it is to install a seat for a younger child. Your older child's booster should allow for the shoulder belt to cross the center of the shoulder and chest. Avoid crossing it over the neck. The lap belt should ride across the hips. If your car has low seat backs without headrests, use a high-back model. You may be able to find a model with adjustable head supports and extra padding.

Of course, there are also specialty models, such as models for older kids who ride in vehicles without shoulder belts. There are even models for special-needs kids and for kids up to 80 pounds, which in some cases may be as old as 11 years. There are so many options on the market that, with a little searching, you should be able to find exactly what your child as wonderful and unique as he or she is needs.

By: Levi Quinn

Tempe Homes: Finding the Perfect Home in the Perfect Community

Thinking about buying a home in the Tempe area? Tempe, often called The Valley, offers some of the most diverse real estate in any area.

What kind of home are you thinking about? Do you picture yourself in a neighborhood with tree-lined streets, or would you rather be in a community that requires little maintenance? Either way, you'll find it in Tempe.

Looking at the multiple listing services for Tempe, you'll see that most homes fall into one of a few categories:

Master Planned Communities

Master planned communities are especially popular throughout Tempe. They are often clustered around a geographic feature, such as in the foothills, on a mountain side, or near the desert. They are situated to take advantage of the natural views.

Several different builders usually develop homes in each neighborhood. The big advantage to the planned community is that it offers all the amenities within a compact area, schools, parks, community centers, and recreational opportunities such as golf courses and horse riding stables.

Each one uses a similar architectural theme, with a variety of different floor plans. If you are looking for a brand new home, these communities are a great choice. You can select your preferred floor plan and make the upgrades you'd like. These areas include a variety of price ranges, especially more affordable homes, and they have a great history of appreciating prices long term.

Resale Homes

Tempe is a great area for new homes, but you'll also find wonderful older houses. These properties are very distinctive, many in Mediterranean styling, with mature landscaping and large lots.

Resale homes are especially appealing for those wanting a well-established neighborhood, with its own unique culture.

Condominium Communities

Condominiums are a popular housing alternative in Tempe, but they don't merely refer to small apartment-like properties. Tempe offers luxury condominiums several thousand square feet in size and resembling world-class hotels. Of course there are also smaller units perfect for first-time buyers.

Active-Adult Communities

Tempe is a popular destination for tourists, young professionals relocating for a job, and of course, retirees. An exciting part of the real estate market is the active-adult community.

These communities offer a variety of amenities to home buyers, including golf courses and clubs, fitness centers, tennis courts and swimming pools. Homes in these communities are often patio homes, town homes, or stand-alone properties.

As the baby boom generation ages, these communities are becoming increasingly popular.

Whatever your age or style, you'll find a great variety of homes to meet your needs in Tempe.

Reg Gustin is a senior loan officer with Sun American Mortgage and specializes in helping families and their financial lending needs.

Get a FREE mortgage rate quote from a reputable Arizona mortgage company at http://www.arizona-homes-store.com/arizona-mortgages.html.

Search the Arizona MLS at http://www.arizona-homes-store.com/arizona-mls.html

Click here: http://www.arizona-homes-store.com/arizona-real-estate-appreciation-report.htmland get a FREE copy of The Greater Phoenix Area Housing Appreciation Report, as compiled by Arizona State University with your free subscription to his monthly ezine, MARKET NEWS.

The Causes of Child Obesity

Finding Cheap Camping Backpacks What To Look For

You need to take a lot of equipment with you on your camping trips and one of the things you should consider taking with you is a a good backpack. You could use a backpack to carry around all kinds of goods which is nice when you plan on going a to a lot of different places once you get to you camping area. Another good use for your backpack is for extra storage.

The problem is that there is a lot of choice when it comes to backpacks. There is a lot of choice in quality and there is a big variety in the price as well. The best thing would be stay in the low end of the price range when it comes to backpacks. When you go camping in nature there will be a lot of wear and tear so chances are that your backpack will suffer a lot on your trip. So don't invest a lot of money or be prepared to always be looking out for your backpack on your trip to see if nothing happens to it.

What should we choose?

One of the backpacks you should take a look at is the Mountainsmith Circuit 3.0. It has a lot of storage and suspension system that has load-dispersing, this makes it a perfect backpack for those long trips. It give some extra comfort because of the molded foam in the back panel. There is also a clear map window so you can see what is on the inside of the backpack. A nice feature of this particular backpack is the fact that you can detach the lid which converts it to a lumbar day pack.

Bean Osprey Aether 60 is another great backpack. This is really lightweight backpack with a expedition pack with a large capacity which also has an adjustable suspension system. This way it gets a comfortable and custom fit. This backpack is good for women and men alike without leaving you with an aching back after a long day of hiking.

These are just two of the many affordable backpacks you can choose from. You will have enough choice and you should really take all the time you need before you buy one. In the end you should let comfort be the main decision point even before the price. You should keep in mind that the price will not help you get rid of the pain in your shoulders the moment you are hiking through nature. Sometime you can find second hand backpacks in the personals in news papers. That way you can try out a backpack for not too much money. Always do some investigating beforehand on the internet to see experiences other people had with different kinds of backpacks.

Visit a shop that specializes in camping gear, they can give you the perfect advice when it comes to backpacks. Be sure to tell them what type of camper you are and what kind of trips you will be undertaking. A backpack should be cheap but above all comfortable.

By: Melissa Thornton

Backgammon Pieces Are You Sure You Know Them?

Backgammon pieces look similar to those of the checkers. They are usually round in shape and serve the same purpose as checkers do. Backgammon pieces can be anything from plain plastic that you can find in any store with any normal backgammon set to specially made ones. Whatever your backgammon pieces are made of, I am sure that they serve their purpose.

Usually the pieces for the game come with the backgammon board. These come as sets and can be found in any board game aisle. They are not expensive and make great gifts for any child or even adult that is new to the game. You can also find almost any of the pieces for sale on the Internet.

If you are looking to give someone who has been playing the game for a while, the gift of backgammon, then maybe you want something a little more special. If you want to do this, then look into special pieces for their backgammon game.

You can purchase beautiful pieces or chips made with unique metals and colors. Some are hand made or carved by craftsmen. A serious backgammon player would love the quality that is put into the manufacturing of these hand made creations. This would be the perfect surprise for any board game lover.

Along with the pieces, you can even find special backgammon boards or sets. There are compact sets that can be used for traveling or even at work. There are also handcrafted boards made from wood. These have beautiful details and are so unique that you can be sure that the receiver does not have one already. What a great gift for the backgammon lover.

A wonderful touch to any backgammon gift would be for it to be personalized. Have their name or a special date engraved on the board or box for the game. This makes any gift more special and more memorable.

If you are wandering where to find unique pieces or sets for backgammon, it is very simple to find. If you are having no luck with stores, you can always turn to the Internet. Ordering online is very simple and almost everyone had done it at least once.

If you do not want to use the Internet, then there are catalogs that specialize in this kind of thing. You can usually find backgammon set there and you can always have them personalized later.

It really makes no difference what the pieces to your backgammon game are made of, or decorated with, just as long as they play the game.

? backgammonholygrail.com
About the Author

Ford Excursion: King of SUVs

People who are searching for a sport utility vehicle that has a really wide interior space and room would find the Ford Excursion their top and ideal choice. This vehicle has the capacity to take in a maximum of nine people inside its cabin. Its closest rivals include the Chevrolet Suburban and the GMC Yukon XL, yet the Ford Excursion towers over them by six inches. It also is 7 inches longer as well as 2000 pounds heavier. It is equipped with a rear-wheel drive or a four-wheel drive configuration. The Ford Excursion is made available in three trim levels which include the XLT, the Eddie Bauer, and the Limited trim.

This vehicle holds traditional Ford styles intact. This includes the four side doors along with the wider back doors. These assist and facilitate easier access to the rear and middle doors. The Ford Excursion also has power adjustable pedals and the whole vehicle is powered by a diesel engine. This engine of the Ford Excursion also features a Tow-Haul mode that has a maximum of 11,000 pounds of towing power. The engine also has cleaner emissions and boasts an improved gas mileage.

The Ford Excursion is considered to be beastly in size. It is the king of big sport utility vehicles. It has all-terrain tires that give the vehicle the capacity to handle tough, hilly, and inclined roads as well as snowy and slippery highways. This vehicle is capable of going places that would seem to be inaccessible for other heavy-duty pickups. Despite the weight and size of the Ford Excursion, the vehicle is still easy to maneuver.

Driving the Ford Excursion would give you the feeling of safety and security. The vehicle is also highly function for it can transport cargo and people. It also can tow a big trailer as well as other things like boats. The design of this vehicle is based on Ford's Super Duty F-series pickup trucks. The rear cargo of the Ford Excursion is split in three ways. This arrangement offers a greater and better visibility when driving rearward.

Features and equipment, standard and optional, for the Ford Excursion include four-wheel anti-lock disc brakes (ABS), a tilt steering wheel, cruise control, a 40/20/40 split front bench seat, a 60/40 split-folding second row seat, a folding/removable third-row seat, power heated mirrors, power windows, power door locks, a remote keyless entry system, an AM/FM/cassette/CD stereo, 16-inch chromed steel wheels, a floor console, automatic headlamps, rear-seat audio controls, power rear quarter windows, a Reverse Sensing System, automatic climate control, a trip computer, power adjustable pedals, two-tone leather seating surfaces, cherry woodgrain interior accents, illuminated running boards, an in-dash six-disc CD changer, heated front seats, memory seats and pedals, climate and audio controls mounted on the steering wheel, a HomeLink transmitter, and an overhead console.

Ford Excursion owners and Ford vehicle owners can now shop for discount Ford Excursion parts and accessories from Ford Parts Discount's auto parts catalog. In stock are quality Ford parts like starters, headlights, alternators and a lot more for all enthusiasts.
About the Author

Jay Stevens works as a consultant for an established auto parts store in the country. He has expertise in automotive technology and has inside knowledge on the auto parts industry.

Consumer Reports Backpacks for Kids

Most kids' backpacks can fulfill the basic job requirements: holding books and other school supplies. But construction details can make a difference--to parents if not always to kids.

WHAT'S AVAILABLE

Traditional backpacks for kids are sold by Eastpak, EMS, JanSport, Kelty, L.L. Bean, REI, and other companies. Timbuk2, among others, makes messenger bags. Some companies, such as L.L. Bean, state age recommendations for their various models.

Price range: $25 to $65.

IMPORTANT FEATURES

Contoured and padded shoulder straps soften the load. A waist belt stabilizes the pack and transfers weight to the hips. A padded or quilted back panel or one with mesh fabric will reathe easier on hot days, making it more comfortable and less sweaty against a kid's back. Compression straps on the sides can take up the slack of a partially filled backpack. Also look for multiple pockets; small ones are good for a calculator, cell phone, or for holding keys. Make sure there's a concealed interior pocket for cash.

HOW TO CHOOSE

Performance differences. All backpacks Consumer Reports tested were sturdy enough to withstand daily abuse or a tug-of-war at the bus stop. Water-resistance varies. Most did a good job of withstanding the test-lab equivalent of a 5-minute shower.

Recommendations. The middle-school boys and girls who checked out packs for Consumer Reports didn't favor one backpack over another, but they preferred a traditional backpack over the messenger bag's single shoulder straps design. When choosing a pack for your child, look for one in your price range with the features mentioned above. Something to keep in mind after you've chosen a bag: according to the American Academy of Pediatrics, a loaded backpack should weigh no more than 10 to 20 percent of a child's total weight. So make sure the backpack is the right size--and not oversized, which might tempt a kid to overload it.

Copyright ? 2002-2006 Consumers Union of U.S., Inc.

For the latest information on this and many other products and services, visit www.ConsumerReports.org.

Find More
Baby backpack with Easy Deal at
ShopNdeal.com

About the Author

SEO

Travel Luggage For Special Needs

What to look for in choosing luggage, while choosing, you should look for pieces that are lightweight and easy to carry. You should also make sure they are spacious enough to pack your items. The luggage should have features that will vary, depending on the type of bag/case you prefer for different destination either vacation, a small holiday, tour etc.

? Briefcase or laptop cases are having many compartments and pockets for ample storage for stationary like pen, pencil, highlighter, marker writing pads etc.

? Carry-bags are usually smaller in size so that they can be easily stored under a seat when traveling.

? Garment bags are easy to pack dresses and suits right on the hangers.

? The most popular luggage piece is totes and it is perfect for those last minute must haves while you are away!

? For students Backpacks and duffel bags are more convenient for those staying far.

Luggage is any number of bags, cases and containers which hold a traveler's articles during transit from destination to destination. Once you have the luggage that is best for your traveling needs, don?t forget about the accessories you may also need while traveling either for tour all long vacation. There are many accessories that are used while traveling, including: eatables adapters, toiletry kits, travel pillows, water bottles and luggage carts. While returning back from a holiday you can feel confident in the fact that when it comes to luggage, there is something for everyone. Keeping in mind the modern traveler carries packages containing a vast items such as clothing, business items, valuable possessions and all your trip necessities, so luggage now a days are quite spacious.

Historically the most common types of luggage were trunks made of wood or other heavy materials. Luggage has definitely changed over time .Today's is much smaller and more lightweight but still maintains the durability of their heavier counterparts. Popular luggage now a days is the carry-on luggage. Most of the individuals use this as their main form of luggage. The luggage may change may change from time to time in shape and size, this will always be a need for travelers to travel.

When it comes to choose cases for your laptop you definitely want to look for durability. While transporting and protecting your computer you want to choose a top quality laptop case that's easy to access while traveling. Now a days professional wants such kind of laptop case that's not only functional, durable but also stylish as well.

It should be durable to handle wear and tear of the airlines and stand up to the weather. Good quality luggage has a good locking system to secure your belongings from snooping intruders. If you buy high quality luggage accessories forget all the difficulties caused.

About the Author:

Lanny Hintz writes about Ladies Wallets, ebags coupon codes and Backpacks

Home Buyers And Sellers Have Agency Relationships With Realty Agents

One of the most under-reported topics in real estate are the relationships real estate consumers have with real estate agents. Known as agency, the type of agency relationship you have with a real estate professional could impact the purchase or sale of a home. Mark Nash author of 1001 Tips for Buying and Selling a Home shares the ins' and outs of agency in residential real estate.

-Agency. The relationship between someone who is licensed as a real estate broker or salesperson and the person he or she represents, who is the principal. State laws vary on agency relationships, verify in your state what and how agency is defined.

-Fiduciary. Agents under agency laws have a relationship with the principal or client based on trust and confidence.

-Establishing an agency relationship. Written or oral (depending on state law) where brokerage services are provided to a buyer, renter, or seller in return for compensation. In some situations an implied agency relationship is created, through mutual consent and actions. You attend an open house and the host who is the listing agent offers to show you other properties and you consent.

-Dual agency. You are shown a home you are interested in by the listing agent, who has a brokerage agreement and an agency relationship with the seller. You decided to purchase the home and use the listing agent as your representative. This agent must disclose to you that they are now a dual agent, representing both the seller and buyer in the transaction. Not recommended. Undisclosed dual agency is against the law.

-Disclosure of agency by real estate agents. Mandatory in all states. An agent must disclose who they have a fiduciary relationship with.

-Buyer agency. The formal or informal agency relationship between a buyer and an agent who has a fiduciary relationship to the buyer. Preferred.

-How buyers agents can be compensated. Either the buyer pays compensation to their agent or the seller can compensate the buyers agent. Even though the buyers agent has a fiduciary relationship with the buyer, the agent can still be compensated by the seller through the sellers agent.

Mark Nash is the author of Fundamentals of Marketing for the Real Estate Professional, Starting & Succeeding in Real Estate, Reaching Out: The Financial Power of Niche Marketing, and 1001 Tips for Buying and Selling a Home. Mark is a contributing writer for: Realtor (R) Magazine Online, Broker Agent News, Real Estate Executive Magazine, Principal Broker, and Realty Times. His tried and true real estate tips has been featured on Business Week, CBS The Early Show, CNN, HGTVpro.com, The New York Times, and USA Today. Purchase his books at http://www.1001RealEstateTips.com.

Real Estate And The Media

The role of the media is to report news and opinions, not to make predictions and forecasts.

Predictions and forecasts are better left to the storytellers and the experts respectively. Specifically when it comes to important fields such as Real Estate, it would be ideal if media reporting were as objective and as analytical as possible, for the common good. Unfortunately this is not always the case, at least not when it comes to the general media. We would surely expect to see stories about Real Estate featured in the financial press, such as The Wall Street Journal in the U.S.A., the Financial Post in Canada or The Financial Times in the U.K.

On the other hand, when a feature article on the real estate markets appears in general-circulation publications the likes of Time, Newsweek, MacLeans or U.S. News and World Reports we should take note because the story has begun to circulate well beyond the inner core of the usual financial circles. This may indeed reflect the fact that the general public may be about to imitate the ?experts'. The interesting thing about such stories is that they invariably occur after a substantial price movement has already taken place or price tend, whether upward or downward, has initiated. The article may explain why prices have increased or decreased so much thereby reflecting conventional wisdom, and hence dispensing onto the general public some powerful reasons as to why they should buy or sell, as the case may be.

When market stories reach the front pages of general-purpose newspapers or the covers of magazines and publications, the implications are far greater than if the stories appear solely in the financial press. Independent studies have revealed, for example, that there is a significant correlation between Time cover stories and major trend reversals in both Real Estate and the Stock Market. According to statistical research, the appearance of the story breaks pretty close to the final peak. In the Stock Market, for example, when a bullish cover is featured the market usually rallies at an annualized rate of about seventeen percent for three months or four before the peak. Conversely, when bearish covers are featured, the decline begins within the subsequent couple of months.

Needless to say, the media has an impact on Real Estate as well, but only at major turns of the market. It would be unrealistic to expect a widely published story to signal a short-term turning point. This is so, because to make the front cover of a publication the article has to reflect news to which more or less everyone can relate.

Cover stories sometimes focus on interest rates. In March 1982, for example, an article entitled ?Interest Rate Anguish' appeared on the cover of Time featuring Paul Volcker, the then Chairman of the Federal Reserve Bank. Treasury bills were yielding 12.5 percent at the time, but a year later they had fallen to 8.5 percent. And so had mortgage rates. Likewise, cover stories that do not appear to have any direct bearing on Real Estate, but that refer to the general state of the economy can also help discern the markets' mood. For instance, features about the President in the United States or the Prime Minister in Canada can often reveal how we think about ourselves. Covers reflecting upbeat and confident leaders typically reflect a similar mood in the country. The opposite is also true.

But here is where the analogy between Real Estate and the Stock Market diverge. If the nation, whether the United States or Canada, either directly or indirectly through its elected officials is reflected in a cover story as ebullient and confident, then expect the Stock Market to decline and Real Estate to pick up. On the other hand, if the story reflects a lack of national confidence and will tackle its seemingly insoluble problems, then expect Real Estate to decline and the Stock Market to pick up.

It must be said, however, that one should not rely on cover stories with mathematical precision. It is always important to examine the facts and to come up with various alternative forecasts, as cover stories cannot invariably be relied upon as exact timing devices, especially in Real Estate. They do, however, offer general indicators that give a good historical perspective of when an extreme has been reached, whether high or low. When all pieces are more or less consistent, it is possible to come up with credible scenarios and forecasts outlining with reasonable approximation the chances that Real Estate is about to reverse its prevailing trend.

Luigi Frascati is a Real Estate Agent based in Vancouver, British Columbia. He holds a Bachelor Degree in Economics and maintains a weblog entitled the Real Estate Chronicle where you can find the full collection of his articles on Real Estate Economics and Finance. Luigi is associated with the Sutton Group, the largest real estate organization in Canada, and is based with Sutton-Centre Realty in Burnaby, BC.

Luigi is very proud to be an EzineArticles Platinum Expert Author. Your rating at the footer of this Article is very much appreciated. Thank you.

Illinois Foreclosure

There are two (2) types of foreclosures in Illinois: 1) Consent Foreclosure and Judicial Foreclosure.

Both are used in the state for specific purposes.

1) CONSENT FORECLOSURE

A consent foreclosure is when a bank either by filing a complaint or a motion agrees to:

1) Waive any and all rights to a personal judgment against all homeowner and guarantors.

2) The offer is made in the complaint or by motion with notice to all parties.

3) All lenders expressly consent by answer to the complaint.

4) No other party objects to the entry of judgment.

OBJECTION TO CONSENT JUDGMENT

Any party with an interest in the mortgaged real estate can object to the consent judgment. If an objection is lodged:

1) a hearing is ordered

2) The objecting party must show good cause why judgment should not be entered ( loss of lien)

3) Judge will then determine the required amount to redeem the property and keep it out of foreclosure.

4) Judge will give the objecting party 30 days to redeem and get title vested to it.

The order is for the objecting party with the least priority to pay up the line. Failure of the objecting party to pay allows the court to order objecting party to pay interest and costs including attorney fees for the 30 day delay.

2) JUDICIAL FORECLOSURE

The complaint is filed in the court and must contain the following information:

1) Name of the parties: Required parties are the lender and all homeowners, other parties are:

a) All parties with a possessory interest in the real estate.

b) Spouse of owner who has waived the homestead.

c) Guarantors of the note

d) State of Illinois

e) United States ( IRS liens etc)

f) Any assignee of the mortgage or the property

g) Any holder of a mechanics lien

If a party is not named in the foreclosure, they may intervene at any of the following times:

1) Any time prior to the entry of judgment.

2) 30 days after notice has been given.

3) By courts discretion prior to the sale date.

4) After sale but before order confirming sale: Here the lien holder only receives a claim on the proceeds of the sale not any interest in the real estate.

2A) WHAT IS CONTAINED IN THE FORECLOSURE COMPLAINT

In each foreclosure complaint the following information must be included in the complaint:

1) Name of the parties

2) Copy of the mortgage will be attached.

3) Copy of the promissory note will be attached.

4) Nature of the mortgage instrument.

5) Date that the mortgage was entered into.

6) Name of bond and homeowner

7) Date and location of the recording of the mortgage

8) Legal and common description.

9) Statement of the default

10) Name of the present owner

11) Name of all persons joined in the action to terminate their interests

12) Name of person?s bank is looking for a deficiency judgment against.

13) Facts supporting a shorter period of redemption from seven months from date of service of summons or publication or three months from the entry of judgment

Reasons for a shorter period of redemption

1) Nonresidential Real estate ( 5 family or more)

2) Abandonment

3) Value of the house is less than 90% of the amount owed.

REDEMPTION AND REINSTATEMENT PERIOD

REINSTATEMENT RIGHTS

The homeowner is allowed to reinstate the loan in default up to 90 days after service upon all parties by paying the outstanding bills.

If the court finds that the homeowner has reinstated then they are barred from reinstating again on the same mortgage for 5 years.

The homeowner can waive the right to reinstate only after the commencement of a foreclosure complaint. The waiver must be done in writing and the bank must waive the deficiency judgment.

REDEMPTION RIGHTS

The owner and a senior lien holder can redeem the property prior to the auction. The redemption period is the later of:

1) 7 months from the date of service of the complaint.

2) 3 months from the date of judgment.

There are two (2) exceptions to the periods listed above they are:

1) 60 days after judgment if the court finds the value of the real estate is 90% of the judgment amount. See consent foreclosure.

2) 30 days after the judgment if the property has been determined to be abandoned.

The redemption period can be extended by order of the court. It must be a specific order.

SPECIAL RIGHTS TO REDEEM WHEN BANK WINS THE BID

If the bank wins the bid, the previous owner shall have a special right to redeem the property for a period of thirty days after the confirmation of sale.

REQUIREMENTS TO REDEEM PROPERTY

The homeowner must pay the attorney for the bank the required amount within the period of redemption.

If the bank refuses to accept payment or if the owner objects to fees, then the owner shall pay the full amount into court along with a written statement specifying the objection.

The clerk will then forward to the bank all nonobjected to funds. The clerk will then give a receipt to the owner redeeming the foreclosure and file the receipt in the foreclosure record. The bank must then promptly furnish the owner with a release.

Objection Procedure

1) Clerk holds the amount objected to.

2) Hearing is scheduled

3) Court makes order determining what needs to be paid

Right to possession of the property

1) Prior to the entrance of the judgment and up to 30 days after the confirmation of the sale the property will be occupied by the homeowner.

2) After the appeal period 30 days after confirmation of sale property to the high bidder.

3) The court that confirmed the sale can hear and grant a supplemental petition for possession. ( kick out of prior tenant)

Conclusion:

Basically the foreclosure procedure takes about eight months from the filing of the complaint to the confirmation of the sale in this state. Certain advantages need to be taken into account. They are:

1) The auction is not the last say on the property. We can and should chase the homeowner up to the confirmation of sale.

2) In the event that the bank wins a bid we have 30 days from the confirmation of the sale to talk with the homeowner and make a deal.

3) Judicial foreclosure state we will need a lookup specialist in the court house.

frontgateconsulting.com

How To Pick The Right Backpacks?

A person who has to carry several things and keep them handy whenever needed should get a multi purpose bag that will not only be functional but will also fit any occasion. Of course, a person cannot carry a huge luggage all the time just so he can put in all his required items. That would be nice for airplane rides but how about for going around downtown or riding trains?

Anyone who has this problem need not worry because there is a solution and it is very cheap and handy at the same time. It is also very convenient to carry and can be appropriate for any occasion depending on the type ordered by the user.

The solution comes in the form of a backpack or a rucksack, whatever name you call it. People may think that backpacks are used only by mountaineers to carry their heavy mountaineering load. Of course, backpacks are also ideal for city and everyday use.

Backpacks come in all shapes, sizes and colors. The manufacturers of backpacks worldwide have seen to it that users can choose backpacks of any design depending on where the backpacks are going to be used. There are backpacks specifically for students, mountaineers, ladies, and all sorts of activities.

Backpacks are easy to carry because they are generally characterized by two straps that can be worn on the shoulders. The backpacks used by mountaineers are more complicated and are specifically made for the equipment that is commonly used by these people.

A person who carries a backpack need not worry about using his hands for other things or purpose like carrying other bags or perhaps eating because backpack carriers are hands free. Just sling the backpack straps on the shoulders and the user is ready to go. Backpacks are ideal for heavy loads but even those who carry light loads can make use of the backpacks.

It is amazing how people who carry backpacks are able to carry heavy loads and still be comfortable walking. The reason is that the load of the backpack is concentrated on the shoulders of the carrier.

Backpacks are particularly useful for students who can place as many books as possible inside the backpacks. Backpacks are also ideal for soldiers who have to carry so many things especially during an operation. Their backpacks can carry food, extra ammunition, medicine, or even parachutes.

People who love to shop have made it a habit to bring their backpacks because they can fashionably wear them when they are still empty and then fill them up with the packages or items they have bought. Shoppers can still go on shopping even if they are already carrying the backpacks on heir shoulders.

So how does one pick the right backpack? The first thing to do is to determine the use of the backpack. A student who is about to purchase a backpack will definitely choose one that is hip but at the same time able to carry his books and other school paraphernalia. On the other hand, the requirements of a mountaineer would be totally different from that of a student because a mountaineer would definitely opt for a bigger and waterproof backpack that can carry a lo of things like tent, ropes, water container and other climbing gadgets.

There are backpacks designed for rugged and heavy use and these are suited for backpacking or outdoor activities. Of course, there are also backpacks that are stylish and classy for people who want to use them even in the office or during important meetings.

The next thing to consider when picking up the right backpack is to choose the material from that the backpack is made. There are water proof backpacks, nylon backpacks and even leather backpacks. Backpacks are also becoming a hip among women who want to avoid carrying flimsy shoulder bags even for important occasions. Some office girls prefer leather backpacks as these can be used even when they are wearing a dress.

When choosing a backpack, determine the capacity of the backpack and try to match it with your need. A person can purchase backpacks of all shapes and sizes and not worry about overspending because backpacks are generally affordable. Imagine having different backpacks to cater to your different needs and lifestyles.

About the Author:

For more great backpack related articles and resources check out http://backpackadvice.info

Why You Should Wear a Nursing Bra When Breastfeeding

There is no reason to wear a nursing bra, or any other type of bra for that matter. So, if you're happy not wearing one then go right ahead. But most women feel more comfortable wearing a bra and when breastfeeding, wearing the correct nursing is a definite must.

But why wear a nursing bra when breastfeeding? Won't a normal bra do instead? Well, the answer to that is, if you feel okay wearing a normal bra whilst breastfeeding, then it's probably okay too. However, a regular bra is not designed for breastfeeding whereas nursing bras are, and it makes sense to have a few nursing bras, whilst you're breastfeeding your baby.

Whatever nursing bra you buy, it is important that the bra fits correctly and is easy to use. A bra that doesn't fit correctly can block your milk ducts and cause milk production to decrease. Also, plugged milk ducts can become infected, leading to mastitis, so be sure that the nursing bra is right for you; all woman are different and therefore, what might be a good nursing bra for some, may not be the right nursing bra for others.

If possible, it is best to avoid under wire nursing bras, especially in the early postpartum weeks. However some women, especially those with plus size cups, prefer under wire nursing bras as they feel they get more support and avoid backache. If you do choose under wire, then it is vital that it fits correctly. The Medela Extended Size Classic bra comes in an under wire design and is a very good bra for the fuller figured woman. Playtex also make a good under wire nursing bra; the Fancy Me Underwire Lace Bra. Today, there are many excellent plus size nursing bras that give the required support without under wire. The Bravado Supreme Nursing bra is especially designed for the fuller-breasted woman; the bra also has a delicately embossed fabric, which is strong yet silky to the touch - clothing glides over it making breastfeeding very easy.

A good nursing bra makes breastfeeding easy. A nursing bra is designed to open at each cup. A good nursing bra should open at the cup but still provide plenty of support for the breast, making breastfeeding easier. Make sure you buy a nursing bra that you can open with one hand; you should also be able to close it one-handed as well. Most brands come with plastic clips - such as Medela and Elle Macpherson, or eye and hook - such the Goddess and Bravado maternity bras. Being able to open a nursing bra easily is important for discreet breastfeeding in public, so be sure to buy one that allows easy access and easy closing.

Another reason why you should use a nursing bra is because you'll almost certainly want to insert breast pads from time to time, especially when out and about and don't want to be seen with leaking breasts. All good makes of nursing bras come with cups especially designed to allow discrete insertion of breast pads.

When breastfeeding, the shape of a woman's breasts change over time; in fact the shape of the breasts change throughout the day. Nursing bras are very adjustable. Most good makes of nursing bras, such as Medela, Bravado, Playtex etc. are designed to allow adjustment at the strap and also at the cup.

As well as providing support and making breastfeeding easier, a nursing bra can also give a woman great confidence. As stated already, breastfeeding in public places is easier if the bra is easy to use. Today's nursing bras are also very stylish and make many women feel confident about the way the look and feel. If you can afford it, it is worth investing in one stylish nursing bra, such as the Elle Macpherson Maternelle Nursing Bra; just for those special occasions.

Finally, there is no such thing as the best nursing bra. Buy the bra that gives you the best support, is easy for you to use and gives you the greatest confidence.

About the Author

Robin O'Brien is founder of breastfeeding information. It promotes the benefits of breastfeeding. You can find out more about why you should wear a nursing bra.

History of Cars Types of Cars

Baby, can I drive your car?

A car or automobile, from the Greek auto- (?on its own?) and Latin mobile (?moving?), is a vehicle that has evolved from the carriage and the bike to a road vehicle that can independently move. Usually it is described as a vehicle with four wheels that can be used to transport one to seven people.

The history of the automobile

Carl Benz was the first one to build a car, which had three wheels, powered by a gasoline driven engine in 1885. He was granted a patent in 1886 for that automobile. Of course, he wasn?t the only one trying to build cars. Several others succeeded in making motorized vehicles, like the first motorbike by Gottlieb Daimler and Wilhelm Maybach in 1885. Benz is credited with the invention of the modern car, as we know it.

Types of cars

When choosing a car, it is important to choose one that fits your needs. The most common types of cars are: 4-doors sedans, 2-door coupes, station wagons, SUV?s, convertibles or sports cars.

4-Door Sedans

A 4-door sedan is a perfect choice for most people looking for a new car. It offers security because of the enclosed trunk and the rear-seat passengers have an easy entry because of the rear doors. You can find them in a range from compact models to large and luxury sedans. Four-door sedans are more comfortable than other types.

2-Door Coupes

If you don?t have any kids or are single, you may be attracted to a two-door coupe. The rear seats aren?t that easy to access, because you have to use the front doors. Many types of these cars have a hatchback instead of a trunk. That allows you to carry large items for a short distance.

Station Wagons

Are you the type of family that likes to pack your things and go to the beach? Then you should check out the station wagon. Station wagons offer a lot of stability, a good gas mileage and an affordable insurance rate. Some of the types of station wagons have all-wheel drive and of course they give you lots of space. Ideal for a family pick-nick on a Sunday afternoon or taking a small trip to the mountains with the kids.

SUV?s

SUV?s or sport utility vehicles are taking a big part of the market today. They are often used as a big family car, but are firstly intended to ride on rough grounds. They are not as easy to drive as a regular car or a station wagon and the insurance rates for SUV?s are definitely higher than for any other car. If you are considering of buying an SUV, be sure to take a look at the station wagons too.

Convertibles

Most convertibles have only two seats, superior handling and high-performance engines. Some of the manufacturers offer ?regular? convertibles with four seats. Convertibles are great if you?re living in a place where the weather is great all the time. It?s useless to buy a convertible when you never get the chance to use the convertible top.

Sports Cars

Sports cars originated in Europe as two-seat roadsters that were designed for daily travel and racing. Sports cars are considered cool and fun, but it?s not practical to use them for daily transportation.

So, before you buy that new car to impress your neighbour, friend or lover? think before you act! Find the car that fits you.

Find Cars information

Seattle Used Car

Letter from a Property Investor

As I survey the property world scene, it seems that those areas with dynamic growth have equal potential risk attached to them. I?ve decided to avoid much of Eastern Europe and the former Soviet satellites. Bulgaria does not have such a good climate and there is only a limited number of resorts that have skiing to provide two seasons of tourism. Accessibility and infrastructure have a long way to go before they can support the tourist expansion that now seems inevitable with all the development going on. I have my doubts that renters and holiday-makers in sufficient numbers will be choosing Bulgaria to fill all the property construction currently underway.

Although there?s no denying the boom going on I prefer to avoid anywhere with even a hint of political risk. With current upheavals in the Middle East I?ve decided to avoid Dubai and the Emirates even though they?re remote from anything going on at the moment ? who knows what the future may hold.

Spain is overshadowed by the new land grab regulations. Only recently there were many more arrests of those involved in the planning scandals, the impact of which is still to be felt by many overseas property owners who have made Spain their home.

Having recently returned from Barbados and St. Lucia I must say I like this area of the world for my next investment. It?s both politically and economically stable and appeals to both the European and US markets. Properties are sold in US$ and Americans are increasingly making the Caribbean their destination of choice as it?s close to home and has a year round good climate. The recent appreciation of Sterling to the dollar is a nice bonus.

St. Lucia has been voted one of the world?s most beautiful islands by Conde Nast magazine. The description did not disappoint when I saw it for myself. With its vast rain-forest, white sandy beaches and the World Heritage Pitons, it justifies its description as one of the loveliest of the Caribbean islands. Property prices are well below neighbouring Barbados and there are several very interesting opportunities just launched and available off-plan. I chose a 2-bed apartment at The Landings in Rodney Bay. It?s a great new marina, which has just started construction. It?s similar in concept and has the same builder as Port St. Charles in Barbados, a sell-out 220 unit marina development but, The Landings is some 40% cheaper.

I?ve bought my apartment with the furniture package and it will be included in the rental pool. This guarantees me an income of a minimum of 6% p.a., for the first 2 years. Afterwards, my apartment participates in a pool of income generated by all the rental properties to ensure each owner a fair share. Owners can use their property for up to 12 weeks a year during which time they do not participate in the rental pool. This is a great way of owning a holiday property as it provides flexibility as to how often I use it, it generate a good income when I am not using it and I have none of the usual running costs to pay as, all of these are paid out of the rental pool. Added to that, its hassle-free as The Landings is run like a hotel with concierge and all the other 5* services one would expect. All of which is available to me when I am in residence.

The development team have a good deal of experience in both construction and resort management in St. Lucia. This may not boast some of the spectacular returns I?ve seen touted elsewhere but I feel I?m in safe hands and if the gains are more modest they look more secure. That will do me fine.

Look for future editions of my property investor newsletter, which I hope, will enable readers to benefit from my experience.

Julius Nehorai

International Web Realty

www.internationalwebrealty.com

Bridal Bras

Getting married is any woman's dream come true, and there is nothing more exciting than choosing a wedding dress. Yet, to feel extra special on this very important day, you need to have the best undergarments to go with your dream-wedding gown.

The bra you choose should not only compliment your dress; it should make you feel extra special, feminine, sexy and confident. It should be very comfortable.

The best time to start shopping for a bra is as soon as you decide upon the wedding dress. The first place to start is the boutique that you buy your dress from. Talk to the sales person to get an idea of the type of bra that would best go with the dress. Ultimately, much will depend on the neckline of the dress and also whether it is strapless. Another thing to keep in mind is that the wedding dress is figure hugging, so the fabric of the bra should be very soft in order to prevent itching and to prevent you from feeling very uncomfortable on your special day.

If you have a strapless gown, you should consider buying a bustier instead of a strapless bra. The bustier not only surrounds the torso, it has the advantage of pushing the breasts upwards.

In case you have chosen a halter style or backless gown, you can opt for a strapless bra or also the ones with straps designed to wrap over the shoulders.

The best place to start checking for the right bra to wear under the most important garment that you will ever wear is the Internet. You will come across many online stores or websites offering catalogues, and you can check them out to get an idea of what you would like to buy.

When you go to a department store, remember to take a photo of the wedding gown showing the front and back of the dress. Show the photo to the sales person to get a better idea of the bra that would best go with the dress.
About the Author

Bras provides detailed information on Bra Sizes, Bras, Nursing Bras, Push Up Bras and more. Bras is affliated with Maternity Bikinis.

Breast Augmentation Beauty or Beastly?

Breast augmentation surgery / breast enhancement surgery / breast mammoplasty / breast enlargement surgery / boob job -whatever name you use - it is a surgical procedure to enlarge small breasts or breasts that have lost their fullness. It may be undertaken to enhance the body shape if breasts are considered too small; to correct a reduction in
breast size after pregnancy; to correct a difference in breast size; or breast reconstruction after breast surgery.

Breast augmentation has been available in the United States for over 40 years. However the surgical techniques and implants themselves are constantly being refined, increasing the safety and reliability of the procedure. At this time over two million women have breast implants.

A breast implant is a silicone shell filled with either silicone gell or saline (salt water). There is however some restrictions on the silicone filled variety.
Silicone shells filled with saline solution are implanted either directly under the breast tissue or beneath the chest wall muscle, thus giving breasts a fuller and more natural contour.
Incisions are made where they can least be seen - usually the armpit, around the areola (nipple area), or under the breast itself.

There are 2 surgical techniques of placing the implants. The first is where the implant is placed under the breast tissue and over the chest muscle (subglandular placement).
The second method is where the implant is placed under the chest muscle and breast tissue. (submuscular or subpectoral placement).
The procedure is usually done under general anesthesia.
The surgery takes 1 to 1.5 hour and a bandage is then applied over the new breasts to help with healing for two days postoperatively. You would then attend a follow up appointment where you are given instructions regarding care and activity. After a post-surgical recovery period of 24 to 48 hours and an additional reduced-activity period of a few days, patients will likely experience soreness and swelling for a few weeks. Exercise and normal activity can resume at the direction of the surgeon.

Breast augmentation recovery is not a simple process. In most cases, the breasts that you see immediately after breast implant surgery are not indicative of the final results.

It is not until after six to eight weeks of breast implant recovery that the breasts finally take a shape of their own. Recovery continues until each person feels comfortable with their new breasts.
There are several different stages of the breast implant recovery process. Initially discomfort is to be expected. This discomfort can range from mild to severe, and can last anywhere from a few days to several weeks or more. The stitches that the surgeon uses to close the pocket around the implant will either dissolve on their own within a week of recovery or they will need to be removed by the surgeon seven to 10 days after surgery. Compression bandages or a compression bra are used immediately after surgery to prevent blood and fluid accumulation, speed healing and keep the implants in place during the early stages of recovery. If bandages are applied, they are usually removed within a day or two and replaced with a compression bra. This bra is usually worn for the first two weeks or more of recovery.
During recovery from breast implant surgery, it is common for some women to experience minor drainage, swelling, bruising and tenderness. To control swelling, it is often helpful to use cold packs and sleep with the torso elevated. Pain medication is often prescribed to reduce pain, and limiting activity during recovery will help reduce the risk of bruising.
For most women, the full recovery from breast implant surgery usually takes a few months. Everyday activities can usually be resumed with two weeks. However, as with all surgeries, recovery time is different for each patient.

Complications. Like any surgery some complications can occur. The most common problem - capsular contracture - occurs if the scar or capsule around the implant begins to tighten. This squeezing of the soft implant can cause the breast to feel hard - this can be treated - either by removal or 'scoring' of the scar tissue, or perhaps removal and replacement of the implant. Excessive bleeding after the operation may cause some swelling and pain - occasionally women develop an infection around the implant - some
reports of nipples becoming oversensitive, undersensitive, or even numb. Occasionally breast implants may break or leak.

Male breast implants. There are no significant physiological differences between male and female breast tissue other than the initial volume. The surgical procedure for male breast augmentation is identical. Through inserting an implant behind each breast, surgeons are able to enlarge a man's bustline by a cup size. Because men usually have less skin in that area it is recommended that they start with the smaller implant so that the body can get used to the new shape and stretch over the area.
Male breast implants, also known as pectoral implants, serve a separate purpose from transgender implants. Usually, male breast implants are designed to help sculpt the chest area and provide definition. Patients who opt for male breast implants often have experienced difficulty gaining their desired muscle definition through exercise alone.

Other candidates use male breast implants to mask problems caused by injury or growth defects affecting the pectoral muscles. Like liposuction, male breast implants can provide results that are otherwise impossible for certain individuals.
Unlike female breast implants, the male breast implants are made of solid silicone, which is inserted under the muscle tissue. During a male breast implant surgery, the surgeon will make small underarm incisions, creates pockets under the muscle tissue, and inserts male breast implants under the pectoral muscles. The surgery takes between one and two hours, and surgery for male breast implants is carried out on an outpatient basis, allowing the patient to return home the day that male breast implants are received. Recovery can take as long as six weeks, but most patients getting male breast implants are able to resume all activities within a month. Secondary surgery is rarely needed, and male breast implants are designed to last a lifetime.

Breast augmentation prices vary - but seem to range from $4,000 - $10,000. Finance is available for breast augmentation. There are 100% patient finance programs available - affordable, low-interest payment programs. And yes - you can: choose your own surgeon; pay affordable monthly low-interest payments; and make payments over a
period of 12 - 60 months!

Breast augmentation alternatives - are there any? There are some herbal supplements for breast enlargement around that offer outstanding benefits and results - without the scars and depleted bank accounts. In addition, herbal side effects, if any, generally demonstrate a beneficial nature as opposed to those suffered from surgery.
Most breast enlargement herbs work on the glandular tissue in the breast. Fat tissue in the breasts will vary and is primarily dependent upon the fluctuations in the weight of the woman's body. Women report that they can lose weight, but their breasts do not shrink when they take breast enlargement herbs.

So - worth checking out before undergoing surgery??

About the Author

Gay Redmile is the webmaster of several health and wellbeing sites. For further important plastic surgery information and resources visit her site at http://www.plasticsurgeryinfosite.com or visit one of her other wellbeing sites at http://www.newliposuctioninfo.com; http://www.botoxsite.net;
http://www.getatummytuck.com; http://www.detoxinfosite.com

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Effectiveness of Car Seat Clinics Confirmed

Workshops conducted to instruct parents on how to secure their children safely on their car seats are deemed quite effective as per a study done by Safe Kids Worldwide. The research takes into account the performance of parents who have undergone child passenger safety clinics held in 29 different states back in 2005.

The review showed that 45 percent of parents have improved their skills in securing their children safely on their booster seats at a second child safety seat clinic. The parents have improved their child safety seat skills after having undergone hands-on instructions on the first safety clinic conducted. While a significant number of parents have benefited from such clinics, Safe Kids Worldwide also cited that there is still room for improvements.

One of the aspects that Safe Kids pointed out that needs improvement is the number of people being reached by such endeavors. The clinics conducted only reached highly educated parents while the less educated sectors did not benefit from the said safety clinics. ?We need to do more to reach the communities that need our help most,? Lorrie Walker said. Walker is the training and technical manager for Safe Kids Worldwide. ?Safe Kids? network of more than 600 coalitions and chapters in the United States has the flexibility and skills to meet the needs of each community we serve,? Walker added.

In response to the said problem, Safe Kids and its supporters are working to create more inspection stations in economically disadvantaged neighborhoods. Their leading financial supporter is General Motors Corporation. ?Safe Kids has tools to help educate families of all backgrounds. We need to keep working to reach high-risk groups of parents with communication and training to keep their children properly restrained every time on every trip,? Bob Lange said, GM?s executive director of Structure and Safety Integration. Currently, the organization employs 119 Mobile Car Seat Check Up Vans to reach those communities which have no access to the group?s permanent inspection stations. Nationally certified child passenger safety technicians are also part of the campaign so as to further give the right kind of information to parents and guardians.

Safe Kids also shared that such clinics also need to reach families with older children. Their research shows that on their previously conducted clinics, the most number of participants are children below four years old. This presents a problem since their organization recommends that children should be provided with a booster seat until they are about four feet and 9 inches in height and weighs 80 to 100 pounds. Most kids reach this height and weight by the time they are around 8 to 12 years of age. ?In the event of a crash, a belt-positioning booster seat and safety belt provide better protection for most tweens than the adult safety belt alone. Children in this age group are among the least likely to be in the correct restraint. We need to make booster seat use among tweens who need them just as automatic as it is for small children to ride in car seat,? Walker said.

The continued dedication of Safe Kids in educating parents on how to secure their children safely is in consonance with a study that shows how correctly used child safety seats increase the safety of children. Risk of death of children as a result of crash is decreased by 71 percent for infants and 54 percent for toddlers when the child is properly secured. Using belt-positioning booster seats also cuts the risk of injury to a child by as much as 59 percent. In cases where an EBC rotor and calipers is not enough to avoid crashes, proper installation of child safety seats plays a vital role in the protection of your most precious cargo.

Anthony Fontanelle is a 35-year-old automotive.buff who grew up in the Windy City. He does freelance work for an automotive magazine when he is not busy customizing cars in his shop. You can visit EBC rotor for more information.

Are Ethics Important For Professional Accountants?

Ethics in professional accountancy are of utmost importance. Now as the business and financial world is adopting international accounting and auditing standards, it is becoming all the more necessary to adhere to certain Code of Ethics prescribed by international and national accountancy bodies. Before arguing in favour of the topic, let?s have a look at some basic concepts:

Profession

A profession is an occupation that requires extensive training and the study and mastery of specialized knowledge, and usually has a professional association, ethical code and process of certification or licensing; for example engineering, medicine, social work, teaching, law, finance, the military, nursing and Accountancy etc. Classically there were only three professions: military, medicine and law. Each of these professions holds to a specific code of ethics and members are almost universally required to swear some form of oath to uphold those ethics, therefore ?professing? to a higher standard of accountability. Each of these professions also provides and requires extensive training in the meaning, value and importance of its particular oath in practice of that profession.

Accountant

Practitioner of Accountancy is known as Accountant. Accountant, Qualified Accountant, Professional Accountant or Accountancy Practitioner is a legally certified accountancy and financial expert. Accountants not only work in public practice but many of them are working within private corporations, in financial industry and in various government bodies. Accountancy (profession) or accounting (methodology) is the measurement, disclosure or provision of assurance about financial information that helps managers, investors, tax authorities, lenders and other stakeholders and decision makers to make resource allocation and policy making decisions.

Like many other professions there are many professional bodies for accountants throughout the world. Some of them are legally recognized in their jurisdictions such as British qualified accountants including Chartered Certified Accountant (ACCA or FCCA), Chartered Accountant (CA, ACA or FCA), Canadian qualified accountants such as Chartered Accountant and Certified General Accountants (CA or CGA) and American qualified Accountants such as Certified Public Accountants (CPA) etc. Some other statutory and non-statutory accountancy qualifications are Certified Management Accountant (CMA), Associated Cost and Management Accountant (ACMA), Certified Financial Analyst (CFA) and Certified Fraud Examiner (CFE) etc.

In Pakistan, the Institute of Chartered Accountants of Pakistan is the sole professional and accountancy body with the right to award the Chartered Accountant designation. ICAP is the member of IFAC (International Federation of Accountants, IASB (International Accounting Standards Board), Confederation of Asian & Pacific Accountants (CAPA) and South Asian Federation of Accountants (SAFA). The members of ICAP have reached to 4,089 as of March 1, 2007 data.

Role of Professional Accountants:

Accountants are independent business advisors. Accountants can offer an extensive range of services. Accountants can be registered auditors, can set up client?s accounting systems, can be an advisor on tax planning, or a detector of frauds and embezzlements, can do budgeting and financial statement analysis, advise clients on financing decisions, provide specialist knowledge and can help maintaining an ethical environment.

After discussing the basic concepts and role of professional accountants we are in a better position to ponder on what professional ethics is and why it is important in the field of accountancy.

Definition of Ethics

The word ?Ethics? is derived from the Ancient Greek word ethikos, the adjective of ethos, means customs and habits. A major branch of philosophy which is the study of values and customs of a person or group and covers the analysis and employment of concepts such as right and wrong, good and evil and do?s and don?ts.

Code of Ethics:

In the context of a code adopted by a profession or by a governmental organization to regulate that profession, an ethical code may be styled as a code of professional responsibility, which may dispense with difficult issues of what behaviour is ?ethical?. A code of ethics is often a formal statement of the organization?s values on certain ethical and social issues relating to the profession and practice of the professional knowledge. This also includes the principles and procedures for specific ethical situations.

Ethics in Professional Accountancy:

The general ethical standards of society apply to people in professions such as medicine, law, nursing and accountancy etc just as much as to anyone else. However society places even higher expectations on professionals. People need to have confidence in the quality of the complex services provided by professionals

Ethics in accountancy profession is of utmost importance to accounting professionals and to those who rely on their services. Stakeholders including clients, credit grantors, governments, taxation authorities, employees, investors, the business and financial community etc perceive them as highly competent, reliable, objective and neutral people. Professional accountants therefore, must not only be well qualified but also possess a high degree of professional integrity. Because of these high expectations, professionals have adopted codes of ethics; also known as codes of professional conduct. These ethical codes call for their members to maintain a level of self-discipline that goes beyond the requirements of laws and regulations. Each of the major professional association for accountants has a code of ethics.

As mentioned earlier, professional accountants can be of two types. One who work in firms or independently run those firms that provide accounting, auditing and other advisory services to clients; these are called public practitioners. Others are those who are employees of organizations and may serve as internal auditors, management accountants, financial managers and financial analysts. Regardless of the role of accountants they are adhered to code of ethics which are applied to their professional conduct although there are some special provisions for those in public practice [Reference: Code of Ethics for Professional Accountants-International Federation of Accountants (IFAC).

International Federation of Accountants-IFAC:

The International Federation of Accountants (IFAC) is a federation of all accountancy bodies throughout the world. All the major international and national associations like ACCA, AICPA, ICMA, ICAP, IASB etc are all its member organizations. The mission of IFAC, as set out in its constitution, is ?the worldwide development and enhancement of an accountancy profession with harmonized standards, able to provide services of consistently high quality in the public interest? [Ref: Code of Ethics for Professional Accountants-IFAC. In pursuing this mission, the IFAC Board has established the IFAC Ethics Committee to develop and issue, under its own authority, high quality ethical standards and other pronouncements for professional accountants for use around the world. The Code of Ethics establishes ethical requirements for professional accountants. A member body or firm may not apply less stringent standards than those stated in this Code.

The objective of setting this code of conduct is to harmonize these standards and practices on a global perspective. Public can only trust these highly professionals when it is made mandatory to observe and follow strict regulations and codes throughout the world. A professional accountant is required to comply with the following fundamental principles mentioned in this Code of Ethics:[Ref: Section 100.4 Code of Ethics for Professional Accountants

?Integrity: A professional accountant should be honest and straightforward in all professional and business relationship.
?Objectivity: A professional accountant should not allow bias, conflict of interest or undue influence of others to override professional or business judgments.
?Professional Competence & Due Care: A professional accountant has a continuing duty to maintain professional knowledge and skills at the level required to ensure that a client or employer receives competent professional service. A professional accountant should act diligently and in accordance with applicable technical and professional standards when providing professional services.
?Confidentiality: A professional accountant should respect the confidentiality of information acquired as a result of professional and business relationships and should not disclose nay such information to third parties without proper and specific authority unless there is a legal or professional right or duty to disclose. This information should not be used for personal advantage by professional accountant.
?Professional Behaviour: A professional accountant should comply with relevant laws and regulations and should avoid any action that discredits the profession.

Code of Ethics defined in ?Members Handbook? for members of ICAP Pakistan is in conformity with:
?IFAC Code of Ethics and International Auditing Standards
?International Accounting Standards
?The Institute of Chartered Accountants of Pakistan ? ICAP
?Relevant legislation

[Ref: Members Handbook-ICAP

This Code of Ethics has discussed in detail the role of Chartered Accountants in given situations. For example there are clear directives on prohibition of acceptance of gifts, long association with clients, advertising of firm?s name exceeding prescribed limits, holding client?s monies for no sound reason, disclosure of client?s records (except ones that are allowed), acceptance of fees offered by client which is less than that prevailing in market etc.

After discussing in detail the importance of ethics in accounting profession, we are to conclude the topic with this final note that accountancy as a profession is acceptable and relied upon only when ability to exercise professional judgment based on a foundation of ethics; broad but deep technical excellence and strategic awareness are exercised by a professional accountant. Only then general public can trust the integrity of this profession.

The Author is an ACCA student and is working for United Nations Population Fund, Peshawar Pakistan

Home Staging Can Help You Sell Your House Quickly

Real estate prices have hit record levels in the United States during the last five years. In some parts of the country, prices have tripled. For those selling houses in the first half of the decade, business was very good, indeed. Rising interest rates and sticker shock have slowed the market down, however. In some parts of the country that used to be hot, sales have slowed to a crawl. In those markets, people who want to sell houses are now waiting months when homes used to sell in days or weeks. What can a homeowner who wishes to sell as quickly as possible do to accelerate the process?

A relatively new service called home staging may be the answer. Staging a home essentially means setting it up so that it makes its best possible presentation to the market. Professional home stagers will, for a fee, come to your house, examine your property, and make recommendations as to what you might do in order to make the house as sale-friendly as possible. In some cases, they will simply recommend a coat of paint, a bit of landscaping, or some new drapes. In other cases, more dramatic help may be needed.

It is often difficult to sell a home that has been vacant for a while. Buyers have a hard time imagining what their belongings might look like in an empty house. A good staging company will have in their inventory a selection of different types of furniture, lamps, decorative accessories and more so that a vacant home can look like a showcase. A fully and tastefully decorated home is much easier to sell than a vacant one.

The service isn?t necessarily inexpensive. Homeowners might expect to pay several hundred dollars for an initial consultation as well as a fee of several times that amount for the first month of a fully furnished, professionally decorated home. Rates for subsequent months tend to be lower than for the initial month, but many homes that have been professionally staged aren?t on the market much longer than a month. In fact, studies have shown that staged homes often sell in half of the time of other comparable properties.

Having your home professionally decorated in order to sell it isn?t something that everyone needs to do. But in markets with slowing real estate sales, staging a home may be the difference between selling the house this week and selling it three months from now. For many sellers, the investment is more than worthwhile.

?Copyright 2006 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including http://www.HomeEquityHelp.net, a site devoted to information regarding home equity loans, mortgages and lines of credit.

Get Your MBA in Real Estate Investing In Less Than 12 Months: Your Mega Bank Account

I used to be one of the many people who think that you have to have a lot of money to get started in real estate investing. But it's just not true!

But on the other side we've all heard the gurus talk about how easy it is to invest in real estate with Other People's Money (OPM). But that's not entirely true either.

What is true is that there are many ways to accumulate lots of money through real estate if you have the right team and are using the right strategies at the right time.

The team is such an important piece of the puzzle - these are the people that are going to make each deal happen. Real Estate is a networking business, and I didn't say a NOT-work business. The more people you know, the easier it is to run your business. Period.

When your team is in place is when your MBA starts accelerating. I have a lot of people on my team, and yes, that means I have to share the profits. But I can do more deals in less time with fewer headaches. Makes sense to me.

This is one of the most important concepts for building wealth quickly. One that almost every type of guru out there tells us to do. But one that seems to get the most resistance. Many people want to do it themselves because they don't want to split the profits, or pay for the help.

I'm telling you from experience that you need to do whatever you need to do to build your team. Contractors, lawyers, mentors, coaches, project managers, assistants, bookkeepers, CPAs, and the list goes on.

I've paid for many coaches. I'm grateful that I have a mentor who is congruent with my own dreams. I've also created many joint ventures with other team players that have cost me nothing but my time or my experience, and made me lots of money. But it's because I built my team that I was able to do that.

Now let's talk about the strategies. There are many ways to do real estate deals with OPM, but if you're in a hurry to make some money, the fastest way that I have found to work is the Assignment of Contract method.

Here's what this means: you find and negotiate a deal with the seller, for a certain price with certain conditions, giving you so many days to find a buyer. Whether it's you or somebody else. When you're assigning the contract you're entering into with the same exact terms as you got into.

This contract is where all the details are: How much you'll pay for the house (even though you're not going to pay for it personally), how long you have to come up with the money (This gives you the time to find the end buyer for the deal - another reason to build your team).

Then when you find the buyer - you sell this contract to the buyer - with the same specified terms. So if you say that you'd close in 30 days, and it takes you 15 days to line up a buyer, you have 15 days to close. Or whatever other terms you stipulated in the contract.

Preferably you're working with great deals, properties you can get for 70 or 80 cents on the dollar. And that's because you will ALWAYS find buyers for these deals.

Once you have the seller under contract, you start promoting the deal through your network, list with a realtor, put an ad in the paper, whatever works. Then you have the seller, you have the buyer - you simply sell the contract.

Once you get started and get your feet wet, you can do 3 or 4 or 5 of these a month - or as much as your team can handle. I've done many projects where I've sold the contracts for a flat fee to another investor or rehabber. It's a great way to build your bank account when you don't have a lot to start with.

Like I said: Get Your MBA (Mega Bank Account) in Less Than 12 Months!

Raul Luna officially became a millionaire before he turned 21! This successful speaker and educator is turning ordinary people into millionaires. Discover his secrets: http://www.moonvesting.com

Los Angeles Real Estate Experts: Selling Your Home in All Market Conditions

Understanding the real estate market is a complicated task. Currently, there are a number of areas in the United States that are experiencing a decrease in home sales. There are many individuals who assume that this is not the time to sell their home, but those individuals may be making a life changing mistake.

If you live in or around the Los Angeles area and if you are interested in selling your home, you should. There may be a wide variety of different reasons why you would want to sell your home. Whatever your reason for wanting to sell, you are encouraged not to use the real estate market as a guide. There are a number of other factors that you should first consider.

As previously stated, not selling your home when you want to move could be a costly mistake. This mistake is most often seen with individuals who need to move to another city or state to accept a new job. How well your home sells should not be a deciding factor in whether or not you want to accept a new job.

Despite the fact that the Los Angeles area has seen a slight decrease in home sales, it is highly likely that you home will still successfully be sold. The deciding factor will all depend on the condition of your home, its location, and the individual you turn to for assistance. This assistance should come from a professional real estate agent.

Professional real estate agents are trained and experienced in the buying and selling of Los Angeles real estate. Many agents go through extensive training. This training educates them in ways to target new home buyers and teaches them how to make a traditional home more appealing. If you are concerned with the status of the current Los Angeles real estate market, an agent could provide you with valuable information and assistance.

If you are interested in finding an agent who specializes in the Los Angeles real estate market, you can do so a number of ways. Most homeowners search for a real estate agent or company by using the internet and their local phone book. Each should provide you with a large number of qualified agents in the area.

Since local phone books and the internet are both likely to produce a number of results, there are many homeowners who wonder which agent they should use. The best way to determine an agent?s experience with the Los Angeles real estate market is to speak with them directly. It may be possible to schedule a free consultation appointment with a number of real estate agents. Information can also be exchanged over the phone or online.

Taking the time to speak directly with a real estate agent will enable you to determine their experience with the Los Angeles real estate market. This experience could help you sell your Los Angles home, even at a time when home sales are on the decline.

Brad Horn is a writer for 1 percent realtor where you can find a great resource for information regarding Los Angeles Real Estate